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The Hartford insurance company, for example, recently had to pay $80 million to an independent inventor, Bancorp Services, in order to settle a patent infringement and theft of trade secret lawsuit for a type of corporate owned life insurance product invented and patented by Bancorp.
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About: Claritin is a type of medication that blocks the action of histamine, a natural substance in your body that is released by your immune system during an allergic reaction.
How taken: Adults and children 6 years of age and over:
The recommended dose of Claritin is one 10 mg tablet or reditab, or 2 teaspoonfuls (10 mg) of syrup once daily.
Children 2 to 5 years of age:
The recommended dose of Claritin Syrup is 5 mg (1 teaspoonful) once daily.
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If the Hustler casino roll is 5, 6, 7, or 8, you lose. Under an "indemnity" policy the homeowner would have to come up with the $10,000 to pay for the visitors fall and then would be "indemnified" by the insurance carrier for the out of pocket costs (the $10,000)[4].
Under the same situation, a "pay on behalf" policy, the insurance carrier would pay the claim and the insured (the homeowner) would not be out of pocket anything. Insurance offers financial support sufficient to replace loss, not to create pure gain.
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